American Independence Financial Services ("AIFS") is an independent investment manager, and is owned primarily by its managers and employees. It is focused solely on managing investment portfolios for mutual funds, institutions and individuals. Strategies include Equity (U.S. and international), Fixed Income and Target Date portfolios. To learn more about the American Independence Mutual Funds, visit www.aifunds.com. To find out about individual and separate accounts, visit www.aifssam.com.